© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.
In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.
B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).
At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.
Fast, Secure, & Compliant Payments for Construction Businesses
Managing payments in the construction industry can be complex, with contractors, subcontractors, and employees often needing immediate access to funds. Traditional payment methods, such as cash payouts and manual reimbursements, lead to inefficiencies, compliance risks, and administrative burdens.
With B4B Payments, construction companies can eliminate cash handling, automate expense tracking, and streamline payments, ensuring faster transactions, improved financial visibility, and full compliance.
Smarter Payments in Construction.
Key Challenges in Construction Payments
Construction companies and contractors face unique financial challenges when managing payments:
Our prepaid card programs ensure Construction companies can:
Paying Contractors & Freelancers Efficiently – Avoid delays, payroll bottlenecks, and compliance risks when paying workers.
Reducing Cash Dependence – Eliminating the security risks and inefficiencies of cash payouts for materials.
Tracking & Controlling Expenses – Managing fuel, equipment, and site-related expenses across multiple teams and locations.
Paying independent contractors and suppliers on time is crucial for keeping projects running smoothly. Traditional bank transfers can be slow and costly, while cash payments increase security risks.
With B4B Payments, every transaction is securely recorded, creating a transparent and audit-ready trail. Our platform ensures seamless reporting, compliance with financial regulations, and robust fraud protection against unauthorised spending.
How B4B Payments Support the Construction Industry
Discover How B4B Payments Powers Construction
Cash management on-site is inefficient, prone to theft, and challenging to track. Whether for small material purchases, team meals, or unexpected site expenses, relying on cash creates unnecessary administrative work.
B4B Payments’ expense cards eliminate cash handling, offering pre-set spending controls and real-time transaction monitoring, ensuring greater accountability and financial oversight.
Upgrade Your Construction Site Expense Management
Replacing the Petty Cash Drawer
Why Construction Businesses Trust B4B Payments
Streamline Your Construction Payments with B4B
Simplifying Business Payments Globally
“Effortless, Compliant, and Secure Global Business Transactions”
Learn More About Instant Contractor Payments
Instant, Secure Payments for Contractors & Suppliers
Compliant, Audit-Ready Payment Solutions
Construction businesses must ensure full financial transparency to comply with tax, regulatory, and auditing requirements. Cash-based payments or untracked expenses create compliance risks and complicate reporting.
With B4B Payments, every transaction is automatically logged, creating an audit-ready trail that simplifies reporting, ensures tax compliance, and protects against fraud or unauthorised spending.
Talk to Our Compliance Experts
Reliable payments are essential for keeping projects on track and building long-term partnerships. With over 19 years of expertise in payments and now part of the Banking Circle group of companies, B4B Payments is a trusted global provider of card issuing and embedded payment services. As a regulated E-Money Institution (EMI) in the UK and EEA and a Principal Member of Mastercard, we deliver fast, secure, and fully auditable financial solutions tailored for the construction industry.
Our instant fund disbursement and digital reward solutions allow companies to securely issue performance-based bonuses, supplier incentives, and employee rewards—without cash-handling risks or administrative delays.
Join leading construction firms, contractors, and suppliers that trust B4B Payments for fast, secure, and fully compliant financial solutions.
