© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.

B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).

At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.

Seamless, Secure & Scalable Incentive Payments

Recognising employees, rewarding customer loyalty, and driving sales performance shouldn’t be complicated. B4B Payments' prepaid reward solutions allow businesses to instantly distribute incentives, removing administrative burdens, eliminating cash handling, and ensuring full compliance and financial control.

  • Instant, Trackable, & Flexible Reward Payments
  • Digital & Prepaid Card Solutions – Deliver seamless, cashless rewards.
  • Real-Time Tracking & Reporting – Full visibility over every transaction.
  • Secure & Compliance-Ready – FCA-authorised with robust data protection built-in.

Elevate Your Incentive Program

Driving Real-World Impact with Smarter Incentives

A leading company in the performance rewards sector needed a fast, efficient, and trackable way to distribute employee incentives. Traditional methods like bank transfers and cash payouts - have created delays, security risks, and compliance challenges, which can be time-consuming, lack transparency, and make tracking reward distribution difficult.

By implementing B4B Payments' prepaid incentive solution, the company was able to:

Issue instant rewards with prepaid cards, eliminating delays and inefficiencies.

Enhance security by replacing cash incentives with a fully auditable system.

Improve financial oversight with real-time tracking and automated reporting.

Provide employees with immediate access to funds, increasing satisfaction and engagement.

Tailored Incentives for Every Business Need

Employee Incentives & Recognition – 
Performance bonuses, milestone rewards, and service awards.

Christmas & Holiday Gifts –
Effortless gifting for employees and customers.

Channel & Partner Incentives –
Strengthen supplier and partner loyalty.

Promotional & Sales Incentives –
Drive sales growth with targeted promotions.

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See How B4B Can Transform Your Incentive Program

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With over 19 years of expertise in payments and as a proud member of the Banking Circle group of companies, B4B Payments is a globally recognised leader in insurance and Insurtech payment solutions. As a licensed E-Money Institution (EMI) in the UK and EEA and a Principal Member of Mastercard, we provide secure, scalable, and compliance-ready financial solutions tailored for the insurance industry.

Streamline Your Incentives and Rewards Payouts

Why Businesses Choose B4B Payments

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Why Companies Choose Our Incentives and Rewards Prepaid Card Programs

Instant Reward Issuance –
No delays, no complex processes.

Fully Auditable & Secure
Every transaction is tracked and compliant.

Branded Prepaid Cards – 
White-label options for a custom experience.

Seamless API Integration –Automate reward distribution effortlessly.

Talk to an Incentives Expert Today

Book a Demo

Simplifying Business Payments Globally
“Effortless, Compliant, and Secure Global Business Transactions”

Start Rewarding Smarter – Get in Touch