© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.

B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).

At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.

Rethinking Disbursements for a New Era of Lending

Lenders today are expected to move fast, operate transparently, and deliver seamless customer experiences, all while managing growing regulatory complexity and increasing cost pressures. However, outdated banking infrastructure and fragmented payout processes often stand in the way.

At B4B Payments, we believe disbursement shouldn’t be a barrier to trust or growth. Whether you’re funding individuals or businesses, your ability to move money instantly, securely, and with full control shapes how your customers experience your brand and how you scale your impact in the LendTech space.

That’s why we help digital lenders simplify and modernise how they issue loans, pay agents, and reward customers through embedded, flexible prepaid and virtual card solutions that meet your infrastructure where it is.

Built for the Pace and Pressure of LendTech

Traditional payout methods like bank transfers, manual processes, spreadsheets, were never designed for the speed and scale that modern lenders require.

Whether you're a consumer lender offering short-term credit or a corporate lender managing working capital disbursements, you need a payment solution that integrates seamlessly into your platform and reflects the trust your customers place in you.

With B4B, lenders can:

• Consumer Lending - Payday and instalment lenders issue virtual cards that deliver approved funds instantly.
• Corporate Lending - B2B lenders fund equipment or working capital loans through prepaid cards with set limits, full control, and detailed audit trails.

Two Use Cases. One Seamless Solution.

✔ Prepaid & Virtual Cards – Instant issuance, full branding, no need for bank account info
✔ Real-Time Insights – Stay in control with live reporting and reconciliation tools
✔ API-Driven Integration – Seamlessly fits your platform, without disruption

✔ Trusted & Compliant – FCA & EEA licensed, part of the Banking Circle Group

Your lending model is agile. Your disbursement flow should be too.

Upgrade Your Lendtech Solution

Why Lenders Trust B4B Payments

Start Building Payments Into Your Platform the Right Way

Let’s talk about how your platform can serve more users — and grow more revenue — with modern, embedded payments.

Simplifying Business Payments Globally
“Effortless, Compliant, and Secure Global Business Transactions”

Our solution adapts to your business — whether it’s high-volume, high-velocity consumer credit or longer-term, relationship-driven B2B lending.

We don’t just give you tools, we help you understand what your platform and users need. With B4B Payments' embedded card solution, you get a trusted partner who delivers a compliant, scalable financial infrastructure that unlocks value across your entire LendTech model.