© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.
In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.
B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).
At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.
Paying contractors, freelancers, and remote employees shouldn’t be complicated. Traditional bank transfers can be slow and expensive, while cash-based payroll creates security risks and reconciliation challenges. B4B Payment offers a seamless, scalable, and compliant payout infrastructure to process instant, trackable prepaid card payments, ensuring on-time salaries and better financial control.
Modernise Your Payroll
Simplifying Payroll for a Modern Workforce
Whether you’re paying international contractors, seasonal workers, or managing remote staff expenses, handling payroll across multiple locations can be a logistical challenge. Ensuring fast, secure, and fully auditable payments is critical for business efficiency and workforce satisfaction.
With B4B Embedded Payment solutions, businesses can:
Distribute salaries instantly, eliminating bank delays and cash handling.
Ensure full compliance with audit-ready transaction tracking.
Streamline payroll for international employees with multi-currency support.
Empower workers with real-time fund access through prepaid and digital payroll cards.
Pay Contractors & Freelancers – Process instant payments without banking delays.
Replace Your Petty Cash Drawer – Enable secure, trackable payroll payments instead of handling cash.
Pay Seasonal & International Employees – Simplify cross-border salary disbursements.
Manage Remote Staff Expenses – Give employees preloaded payout cards for work-related expenses.
A Smarter Approach to Payroll Payments
See How B4B Can Optimise Your Payroll
Streamline Payroll Payments
Why Businesses Choose B4B Payments
Simplifying Business Payments Globally
“Effortless, Compliant, and Secure Global Business Transactions”
With over 19 years of expertise in payments and as a proud member of the Banking Circle group of companies, B4B Payments is a globally recognised leader in embedded payment services. As a licensed E-Money Institution (EMI) in the UK and EEA and a Principal Member of Mastercard, we provide secure, scalable, and compliance-ready payroll solutions that businesses trust.
Seamless API Integration – Automate and scale payroll payments effortlessly.
Fully Auditable & Secure – Maintain compliance with real-time tracking and reporting.
Instant Payroll Processing – Ensure timely and secure payments for employees, contractors, and freelancers.